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Started by mikeshadow on Jun 27, 2017 2:10:57 AM
How often do you use cash?

Cash will remain a part of our day-to-day lives for decades, the Bank of England's chief cashier has said on the 50th anniversary of the ATM.

Victoria Cleland said that although the use of notes and coins in transactions is falling, cash is part of all the Bank's future plans. She pointed out that 94% of UK adults use cash machines.

http://www.bbc.co.uk/news/business-40404814

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mikeshadow - 27 Jun 2017 13:34:44 (#1 of 228)

Some car park machines and small shops that don't have contactless payments.

FrankieTeardrop - 27 Jun 2017 13:35:48 (#2 of 228)

As little as possible.

Moschops - 27 Jun 2017 13:36:09 (#3 of 228)

As much as possible

machiavelli - 27 Jun 2017 13:36:24 (#4 of 228)

I'm trying to use it as much as possible so the buggers don't take it away.

Catspyjamas17 - 27 Jun 2017 13:37:01 (#5 of 228)

Yes, small shops and market stalls, payments to primary school and window cleaner. For the last two I also sometimes use...dah dah dah...cheques.

Rendered - 27 Jun 2017 13:37:45 (#6 of 228)

Most days.

wickeltisch - 27 Jun 2017 13:38:46 (#7 of 228)

Every day. I seldom use cards when paying, only when larger sums are involved.

FrankieTeardrop - 27 Jun 2017 13:38:52 (#8 of 228)

Me too. The office sandwich trolley has no card facilities.

Catspyjamas17 - 27 Jun 2017 13:39:00 (#9 of 228)

Also for giving my younger child her pocket money. For my eldest I pay it into her bank account.

Bonusy - 27 Jun 2017 13:39:57 (#10 of 228)

Every day. I seldom use cards when paying, only when larger sums are involved.

Same here. I rarely use cards for payment IRL outside of the supermarkets.

Catspyjamas17 - 27 Jun 2017 13:41:59 (#11 of 228)

What will they do about 7 year olds going to the ice cream van in a cashless society? Take mum's card?

Perhaps they would have to have their own prepay card.

I'm not opposed to going cash free, per se, but the world is not quite set up for it yet, even if I am.

GyratingTrampoline - 27 Jun 2017 13:42:34 (#12 of 228)

I like to pop into the local shop right before starting to make dinner rather than doing big supermarket runs. And my local shop has a debit card minimum of £5. Also my self employed partner gets paid in cash a lot (she always declares it) so we always have cash in the house for day to day things

Jonked - 27 Jun 2017 13:43:15 (#13 of 228)

Gradually moving more and more away from cash. There's something about the slipperiness of the new fivers that means I seem to lose several a week. I used to believe that if I took cash out for the week I'd budget better - instead I've come to realise that it just means I will spend absolutely all of it, lose some and need at least an extra £20.

wickeltisch - 27 Jun 2017 13:45:50 (#14 of 228)

I sometimes use a card at supermarkets when I need cash, you can withdraw 200€ from your bank account at the checkout when you've bought items for more than 20€ without additional fees which is often better than the nearest cash machine.

Well, you can at Aldi and some other supermarket chains, not everywhere.

Bonusy - 27 Jun 2017 13:57:39 (#15 of 228)

Called Cashback in the UK. Used to be pretty common, but seems a bit less so now that many supermarkets will have a free-to-use ATM on-site.

widenation - 27 Jun 2017 14:25:34 (#16 of 228)

Use cash every day. Office canteen doesn't accept cards other than their pre-paid card - and I already carry too many cards.

Cash is handy to give to homeless folk as well.

invicta - 27 Jun 2017 14:28:59 (#17 of 228)

Perhaps they would have to have their own prepay card.

My son does - a GoHenry card, works like a VISA debit card but the parents have control of amounts in and out.

I use cash when I need it. Day to day that's not much - I'm one of those awful Martin Lewis types who pays for everything with a card to maximise rewards and cashback, but outside of London it's always a good idea to have some actual money to hand.

Catspyjamas17 - 27 Jun 2017 14:45:00 (#18 of 228)

I looked at those GoHenry cards and the like but they charge and I don't know what my 8 year old would need it for.

My 11 year old, on the other hand, takes the train home from school sometimes and so having a card to put in the machine to get a ticket is often more convenient as it often took her longer to get a ticket with cash, necessitating a queue at the window, or waiting for the only machine taking cash. She has had a debit card for a few months now.

WillodeanKnuth - 27 Jun 2017 14:48:25 (#19 of 228)

-10 points! I thought this was going to be a Rancourman special!

phantlers - 27 Jun 2017 14:52:47 (#20 of 228)

I was asked to pay a 30p fee on a transaction by debit card under £10 last night. So I upped the spend to a tenner. You cannot have too much Guinness on hand.

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